This depends mostly on the characteristics of your query, and how good your dbms is at minimizing the work to be done. Let's consider the best case, a query of the type:
select * from account order by userid limit 10;
where there is a unique index on the column 'userid'. Here, a query optimizer could notice that the ORDER BY specification matches a pre-existing index, and that the LIMIT implies a small fraction of the rows will be return, and thus simply use the index to locate and return 10 rows with no further effort.