Vincent is on the right track there.
use ; instead. It's never associated to any values. Beware if you have freetext in the information. In that case you need to use quotes for the text. You also need a line separator.
I run into some pitfalls when making the CSV export function in AVirCAP/CodeREDHunter. I noticed that EXCEL handles linebreaks diffrent to ACCESS.
In excel it's sufficent to separate a line with \n but access demands \r\n
excel:
123;"joe";43\n
124;"fredrik";28\n
access:
123;"joe";43\r\n
124;"fredrik";28\r\n
Hope it helps!
/Fredrik