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mail($d["user_email"],"Thank you for filling out a membership application for ePN.","Welcome to ePN\n"."Your username is:".$d["username"].$d["username\n"]."You may login at www.epnusa.com and start enjoying the priviledges of ePN Membership."."As you explore the ePN Website, you'll find a host of resources designed to make your Membership as convenient and profitable as possible including a Multi-Year Guarantee MYG calculator, a Single Premium Immediate Annuity SPIA quote system, carrier links, production incentives, and much more.\n\n"."First, to get you started, we encourage you to carefully read the sections below. After doing so, you will be well on your way toward earning substantially higher commissions for the same production you would do with any national marketing company! Again, congratulations and good selling!\n\n"."Contracting: First, decide which ePN carriers you plan to represent. To help you make that decision, take a close look at our Fixed Annuities and the ePN Commissions Grid for the carriers you are considering. Once you've decided, you will need to: \n"."1 Download the contracts to become appointed with the carriers. "."2 Complete and sign the forms. "."3 Attach a copy your state insurance licenses.\n"."4 Submit all documents to the respective carriers in accordance with the instructions that accompany each set.\n"."5 The ePN Commission is the combination of the carrier's street level commission PLUS your share of ePN's national marketing override. The carrier(s) will pay you directly and ePN will pay your override share via EFT.\n\n".Note: Already contracted with one of our carriers? You are free to investigate the possibilities of a release so that you can re-contract through ePN. To do so,contact the IMO or carrier through whom your contract is now held to explore your options.\n\n"."Next, help us make it possible to pay your ePN excess commissions. We pay only through electronic fund transfer EFT, so you will need to complete the online EFT application.\n\n"."Product Forms & Sales Material: ePN's forms are designed for maximum ease and efficiency and can be quickly and easily downloaded by simply selecting the options from the menu. After you select the Carrier and State, all forms automatically sort for you as follows:\n"."Required Forms, Common Optional Forms, Misc. Optional Forms, Sales Brochures.\n\n"."Original hard-copy sales brochures can be obtained by contacting the respective carriers directly.\n\n"."Commissions & Membership Standing Summary: We recognize that Commissions are a principal reason you do business with us, so we've made the Commissions page as complete and easy to understand as possible. On it, you will find commissions paid directly by the carrier(s) and the excess commissions paid by ePN arranged by date and carrier. You can view this information any time by clicking on the Commissions button. Bear in mind that your sales are recorded by ePN from commission statements received from the various carriers. Accordingly, your most recent sales may not yet be reflected on your ePN commission statement.\n\n"."Remember, as an ePN member you are required to revalidate your membership each year. To help you determine if you are on target to revalidate your annual Membership and - or to be promoted to a higher level, your Membership Standing Summary appears on most of the pages accessible to you.\n\n"."What Else?: As a complete marketing resource, ePN's Website will address most of your questions. But if you can't find quick answers, we encourage you to use our Live Chat forum during normal business hours or email us after hours. We welcome your suggestions on how to better serve you. Thanks for choosing ePN!\n\n"."Questions, please call 800-201-0224.","From: webmaster@epnusa.com");
