Javascript can fetch the value for u, so u now which is checked.
Based on this u can make a choice of what php should grab for u in the database, but...->
If u need to fetch additional data from the database. i.e. to load data into another listbox or whatever, then u cant do it with php without reloading the page... and if i understand u correctly u dont want to reload nor submit the form/page before all things are set/chosen?
[EDIT]not fast enough!! LOL ... se above post [/EDIT]