Thanks for the instructions and info, Pig. I am going to try and get it to work how you explained.
Regarding broken links. My site will be an image contest site where members will know to have their own webserver or webspace to stroe their images.
I will have a FAQ section for members on how to get their own webserver or to get free webspace if they aren't knowledgeable. MSN Groups allows image storage and hotlinking from other sites (for now anyway, may change someday though).
Bottom line, the idea of the site is that the members will know they are responsible for getting their own space for their images. Otherwise, I would approach it from a self-storage viewpoint as you suggested.
Thanks again for the replies, suggestions, and info.