shryku, it's puzzling to me that you would tell them to add BOTH..... you either use Action for the CGI or LoadModule for the module, not both.... personally i'd go with the module, but w/e....
and userdir is not the documentroot. that's what DocumentRoot is for. UserDir is for what happens when the server gets a /~[username] request. set your DocumentRoot to my documents\my webiste andit'll work.