Hello everybody ,
I am a newbie to php and have been tryin to get hold of this dynamic language.

I have to make a website where i can accept payments from people through credit card. I have search google and got across few websites but nothing exactly that could have told me anythin from a newbie point of view.

I would request all the grand masters of php here, to guide me themselves or give me the links where i can get an idea /tutorial how to process the credit card.

I have gone through verisign website., it says that i have to pay them to use their services. In order to accept payments from ppl , do i have to take services of any vendor like verisign, etc.. or the website can be developed wthouth spending $$$$.

Guide me .........All @.

    you can use paypal, they don't charge on up front fee but instead take a portion of each sale.

      Originally posted by azamatali
      I have gone through verisign website., it says that i have to pay them to use their services. In order to accept payments from ppl , do i have to take services of any vendor like verisign, etc.. or the website can be developed wthouth spending $$$$.

      You absolutely can NOT accept or process credit cards online without specific permission from the credit card company for online processing.

      If you accept credit cards online and process them through a regular small-business credit card facility, you violate the terms of your credit card agreement and the bank company can and will terminate your relationship.

      There are extremely strict online security rules that must be followed. Rather than attempt to build a system that is in compliance, it's much cheaper to deal with a third party online credit-card processor such as Verisign.

      If the volume is very low, you're best off dealing with PayPal, as drawmack suggested.

      When you deal with these third-party systems, you never actually see or handle the credit-card data. You hand the customer to the processor. The processor hands you back a verification token. You ship the merchandise. The money winds up in your account with the processor.

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