THANKS for your response.
my server is in safe mode. will this have any impact on where i place the folder? what about permissions on the folder?
secondly, i have found 2 php.ini files on my server:
/etc/php.ini
/home/virt/s1/fst/etc/php.ini
this machine is a dedicated server...it has an administration tool to create additional domains, etc. i'm wondering which ini really matters...and how safe mode might impact it, etc.