Ok another thing is it's possible to have people sign up for my game online and be able to login and play. Also the users info is stored in username.ini files so couldnt, there be a script that once the people are done creating thier profile the script will download the file in the account folder.
Example I go the the RPG site and create an account the user name is avatar[ avatar-->Download-->account ]
Couldnt I use a FTP account?