It looks like your billing table needs a foreign key that relates the information within it back to the users table.
So, if your USERs table has all the clients in it, and the BILLING table has all the amounts that the users must pay, it might be as easy as adding a new field to your BILLING table: user_id.
Then, you can do a search such as:
"SELECT *
FROM billing
WHERE the user_ID = 2"
And the results will be all of BOB's bills... for example.
That is simple, but once you get the key working, you can start doing table-joins, where you query two (or more) tables at the same time.
Have a look here: http://www.keithjbrown.co.uk/vworks/mysql/mysql_p5.php
It is a fantastic online tutorial that deals with this.
HTH