http://www.yoursite.com/page.php?idn=../../personal_data/list_contacts
Then if you just try to include the value of $_GET['idn'], in effect you do:
include 'nav/../../personal_data/list_contacts.php';
Which is equivalent to:
include '../personal_data/list_contacts.php';
Now, they have to guess the directory structure and what names you use for the files, and in this case the file would need a .php extension; but why risk it when a little defensive coding can prevent it?