Ok, I had two issues each with a different problem and solution.
First, it appears that the format of my inline portion of php code had some errors--either in single-quotes or in trying to fill the true AND false cases.
I'm currently using (and it works):
<label><input name="dealertable" type="radio" value="Y" <?php if (isset($_POST['dealertable']) && ($_POST['dealertable'] == 'Y')) echo ' checked="checked"'; ?>/>Yes</label>
<label><input name="dealertable" type="radio" value="N" <?php if (isset($_POST['dealertable']) && ($_POST['dealertable'] == 'N')) echo ' checked="checked"'; ?>/>No</label>
Secondly, the reason the value was not being written to the database properly was that I had a mismatch on item and value. Careful review caught it and fixed it :-) .
So, now I get radio button persistance. Yeah!
Bruce