Thanks for the suggestions djjjozsi and NogDog.
Both of your suggestions would clearly work great.
In the end, I decided that, as a user would upload an image to the site, they would enter the photo credit (the "author") into a text box, which would then be embedded directly into the image in the lower left corner. The new image (with the text) is then saved as a jpg.
Here's the code:
<?php
$font_file = 'plant_images/arialbd.ttf';
$font_size = 12; // font size in pts
$image_file = 'plant_images/test2.jpg';
$dims = getimagesize($image_file);
$image = imagecreatefromjpeg($image_file);
$font_color = imagecolorallocate ($image, 0, 0, 0);
$x_finalpos = 5;
$y_finalpos = $dims[1] - 10;
$text1 = 'Courtesy of: ';
$text2 = 'Ed Leonetti';
$finaltext = $text1 . $text2;
imagettftext($image, $font_size, 0, $x_finalpos , $y_finalpos , $font_color, $font_file, $finaltext);
header('Content-type: image/jpeg');
imagejpeg($image, 'simpletext2.jpg', 95);
exit ;
?>
Thanks again for the great suggestions.
MK