From what I can tell you are trying to import an Excel file by specifying CSV standards (Comma Separated Values).
If it is truely an XLS file, that is a binary format and this method won't work for you.
You can either save the "excel" files as CSV format - which is plain text, no formatting at all.
If this is an XLSX (Office 2007) that is an XML format and there is a PHP class for that.
If you like SQL as an option, you could use Access as well, however that isn't intended for multi-user, it does support the importing of Excel data.