whatever you see on screen is, by its nature, downloaded
so to see an image that size it must be donwloaded - by definition - to the browser
you could show low res approximations at ultra high compression
but that is what thumbnail is - it's a small version
whether you use GD or other image library makes no difference
- you just get smaller images that must also be downloaded
(fractal compression never did take off, did it.. that may have been a solution)