what back end are you using?
If you are using a good one like postgresql then you should create score with user_id as a reference to users.user_id.
If you're using a database that doesn't support referential integrity, create an index for user_id, usually user_id_idx (user_id)
Personally I prefer to have all foriegn keys named ref_othertablename so I know it's a foreign key (from ref_) and I know what table it goes to.
Tom