how to protect underlaying dir's for FTP

[Anon]

Hi,

How do I protect underlaying dir's to be viewed by a FTP (or regular) user?

What I mean is that the user can only acces like
/home/user1

and cannot even go to
/home

Is this done with chmod? if so, what value?

Any info is welcome,
Niels Kregting
[e-mail]